Yes. We support both formats throughout the transition period. Non-QM and portfolio loans not delivered to the GSEs can continue using UAD 2.6 as long as needed. Just indicate which format you need at the time of order.

For Conventional loans, orders should be placed in the UAD 3.6 format by early October 2026 as all completed appraisals submitted to Fannie/Freddie most be in the UAD 3.6 format on or before November 2, 2026.

Important: A completed UAD 3.6 report cannot be converted to UAD 2.6 format, and vice versa so please specify the format at the time of order. An appraiser will have to complete a new assignment if they are asked to complete a UAD 3.6, even if they have recently completed a UAD 2.6 order.

FHA and VA appraisals will still be completed in the UAD 2.6 format until hard deadlines are imposed by these agencies.

The 1004, 1073, 2055, 1004C, 1004D, and all desktop and hybrid form variants are replaced by the single dynamic URAR. Form numbers are eliminated — the property type and assignment characteristics now drive the report layout automatically. FHA and VA appraisals will still utilize the UAD 2.6 forms until further notice.

The new URAR (UAD 3.6) includes 3000-4000+ data points that will be uploaded to Fannie/Freddie compared to 400+/- data points that the old format (UAD 2.6) contained. In addition to the collection & reporting of new data points, the new URAR has new definitions and appraiser certifications.

Reports are now delivered as a ZIP file containing three components: an XML data file, a human-readable PDF, and an images folder. Your LOS needs to be updated to receive this format. Ask your technology team about ULDD Phase 5 readiness.

The 1–6 rating scale (C1–C6 and Q1–Q6) is unchanged, but interior and exterior condition and quality are now rated separately, then reconciled to an overall rating — giving underwriters more granular, standardized data to work with.